Ever since 2006 and the passing of the Unlawful Internet Gambling Enforcement Act (UIGEA) the U.S. government has done a lot to try and keep Americans off playing online poker. The main deterrent has been limiting the depositing options for players by making U.S. financial institutions (i.e. banks, credift card companies, online payment processors) responsible for stopping payments to online poker rooms. For the most part the UIGEA has been ineffective in stopping people from getting money on their favorite poker rooms. The tougher laws have been those who are hindered by state law like those from Kentucky. Here is a small list of the best options to deposit and the rooms to deposit on:
1. Credit Cards
The fastest way to get money onto a poker room is through a credit card. It takes seconds to be approved and is how many players get their money on a poker room. The UIGEA has stopped players from depositing onto certain rooms, the biggest being PokerStars. There are reports of U.S. players having difficulty with Full Tilt Poker and even the Cereus Network rooms (UB and Absolute Poker), but there are high numbers of success on FTP and Cereus. To help improve your chances of using your credit card you can play on the smaller U.S. poker rooms/networks. The Merge Gaming Network that hosts Carbon Poker, PlayersOnly, and Reefer Poker is an excellent options as is the Cake Network that boasts DoylesRoom, Power Poker, and the flagship Cake Poker.
2. Instant Check/eCheck
The Instant Check/eCheck deposit method is certainly one of the most popular ways to get money on even the biggest online poker rooms. These are automatic deposits that come straight out of your bank account similar to a direct deposit. Be aware that these deposits take a full 10 days to complete even though you poker account will be credited with the money immediately. PokerStars uses this as their first listed method not just for deposits, but also for withdraws. Full Tilt Poker uses them, but has renamed them "Quick Deposit" to help players skirt the UIGEA even more. This has remained a highly effective means for U.S. players to deposit on their favorite online poker rooms.
One of the growing ways of funding a poker account is through an eWallet, and eWalletXpress is one of the most recognized for helping U.S. players get money online. You can load money to eWalletXpress and act as a one stop tool for deposit money to poker rooms. Its use is very similar to Paypal, but for poker rooms. DoylesRoom and Carbon Poker are two of the bigger rooms that offer this depositing option for its U.S. players. Carbon Poker even offers an instant deposit bonus for those wishing to use eWalletXpress.
UseMyWallet is very similar to eWalletExpress as it is a one stop deposit tool for several poker rooms across many different networks. UB promotes using this tool as do Cake Network rooms Power Poker and Cake Poker. The Merge Network room PlayersOnly also lists UseMyWallet as a promoted way for U.S. players to fund their online poker accounts.
5. Money Order/Bank Draft
When all else fails players can use a money order/bank draft to get money to a poker room. These are obviously one way deposits that must be sent in the regular mail and if this is the only way for players to deposit they will be required to receive a cashout by check only.
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